- Frontier High School
- Career Financial Management (CFM)
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CAREER FINANCIAL MANAGEMENT
2022-2023
"Good employees show up and do their work. Great employees are motivated and passionate about their work."
GO HERE FOR NEW WEBSITE FOR THIS CLASS:NEW CFM CLASS SITE
ALL material posted for this class can be found on the Google Classroom site set for class.
COURSE PROJECT CHECKLIST: Checklist
COURSE OUTLINE: CFM Course Outline
GRADING:
- 20% of each quarter is based on Lessons and Notebooks
- 30% of each quarter is based on Mini-Projects and Workbook Assignments
- 50% of each quarter is based on Main Projects (See checklist)
FINAL EXAM REVIEW POWERPOINT:
Introduction- "Why controlling EXPENSES is key to financial management"
BUDGET TEMPLATE: Excel Sheet
Researching a Career Pay Rate: PayScale Website Link
Paycheck Calculator: https://smartasset.com/taxes/paycheck-calculator#aYZ9j1YAIw
SKILLS MATCH SITE: https://www.careeronestop.org/toolkit/Skills/skills-matcher.aspx
Schmoozing Paper Template: Schmoozing template Paper
Resume Template: Resume Template
Soft Skills vs. Hard Skills: Youtube Video
Soft Skills Development: You tube video
UNIT 1: "How Your Choices Affect Income"
- Personal Skills and The Job Market
- The Economy and your Post Secondary Education
- Post Secondary Job Application Skills and Tools
Project Checklist
- Career Research, clusters
- Resume Writing
- Cover Letter Writing
- Basic Screen Interview Skills
LINKS
- Occupational Outlook Handbook link: https://www.bls.gov/ooh/
Career Research Paper Template: Career Template Paper
- Resume Template: Resume
Objective Link: Objective examples
Resume action verbs: Verbs
- Interview Skills with Resume Tips: http://www.quintcareers.com/job-skills-values/
- Cover Letter Example: Letter Template
- Resume "Don'ts": http://career-services.monster.com/yahooarticle/never-put-this-on-resume#WT.mc_n=yta_fpt_article_never_put_on_resume
- Speaking Skills Video: http://www.youtube.com/watch?v=eIho2S0ZahI
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Schmoozing Article: http://breitlinks.com/careers/career_pdfs/Etiquette.pdf
UNIT 2: "Income, Benefits, and Taxes"
- Earned Income and Benefits
- Unearned Income and Payments
- Taxes and other Deductions
Project Checklist
- Review use of payroll forms, including a W-4, W-2, 1099 and more
- 1040Ez tax form
- Payroll deductions
LINKS
TAX FORMS- 1040EZ form: 1040
- 2017 Tax Rate Link: https://www.irs.gov/pub/irs-pdf/i1040tt.pdf
- Payroll Calculator:http://www.paycheckcity.com/calculator/salary/
HOW TO CALCULATE A PAYCHECK- Payroll Tax worksheet(Teacher): http://www.tdbank.com/wowzone/lessons/taxes_worksheet_teacher(9-12).pdf
- Payroll Tax worksheet(Student): http://www.tdbank.com/wowzone/lessons/taxes_worksheet_student(9-12).pdf
- Analyzing a paycheck: http://financeintheclassroom.org/downloads/AnalyzePayStub.pdf
BENEFITS POWER POINT: BenefitsUNIT 3: "Your Purchasing Power"
- Inflation and the Value of Money
- Prices and Getting more for your Money
- Consumer Rights and Responsibilities
Project Checklist
- Current Interest Rates
- Use of cash vs. credit
- Consumer Protection Laws
Credit Powerpoint Lesson Slides: Credit Lesson
Credit Card Debt Resource Center: http://blog.readyforzero.com/resources/credit-card-debt/#credit-card-debt-calculators
LINKS
Insurance Quiz Link:http://www.insureuonline.org/quiz_under30.htmInsurance Types: http://www.insureuonline.org/insureu_special_under30.htmInsurance Reading Guide: http://christygarrett.weebly.com/uploads/6/5/7/0/6570222/insurancereadingguide.pdfUNIT 4: "Decision Making and Planning"
- Budgeting and Financial Planning
- Checking and Savings Accounts
- Protecting Income and Property
Project Checklist
- Excel Budget
- Retirement Planning
- Saving Goals
- Use of checking and savings accounts
- Insurance
- Legal protections
LINKS
Budget Worksheet: Budget Worksheet TemplateSpending Plan Worksheet: http://financeintheclassroom.org/downloads/SpendingPlan.pdfInsurance Quiz Link:http://www.insureuonline.org/quiz_under30.htmInsurance Types: http://www.insureuonline.org/insureu_special_under30.htmInsurance Reading Guide: http://christygarrett.weebly.com/uploads/6/5/7/0/6570222/insurancereadingguide.pdfFDIC Banking Link on Banks, Checking Accounts and Savings Accounts: FDIC Banking LinkFinancial Legal Protections link 1: FTC LinkFinancial Legal Protections link 2: CFPB Link